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Tax Aspects of Refinancing Your Home Mortgage Given all the turmoil in the residential lending market of late, it may be worth-while or even necessary to refinance your mortgage.   Teaching Children about Money How to tie their shoes and tell time are important skills parents teach their children. But don't forget the important skill of learning how to handle money. If you don't teach them, they'll be left to the experts on the schoolyard or (worse yet) Madison Avenue.   Business Buy/Sell Agreements It is important that businesses with more than one owner have a written buy/sell agreement specifying what happens when an owner withdraws from the business. A buy/sell agreement is a contract between the owners (or the owners and the business entity itself) that establishes rules and restrictions applicable to changes in ownership.